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You can easily access to credit check companies and manage your account your Visa HSBC credit card wherever you are via the online banking services of HSBC.



With the HSBC Online banking service, you can:
• See the balance and check the transactions of Credit Card accounts and other HSBC account (s)
• Make payments from (the) HSBC account easily and securely, 24/24
• Download and print the monthly account statement
• Manage and redeem Bonus points
• Subscription service secure online Payment of HSBC (SecurePay)

HSBC Online banking service is free, secure, simple and convenient. You can subscribe credit monitoring to the service with only 3 steps:
1. Visit www.hsbc.com.vn and click on the "sign up"
2. Create Online HSBC bank account you own
3. Select the account that you want to connect with online banking, HSBC
After registration, we will send to you a Security Device to log into Online Banking HSBC.

Bank By Phone
Telephone banking service by HSBC's free, convenient and reliable. This is one of the easiest ways to know the Card account information related to credit card consolidation at any time, 24 hours a day.

With credit repair of Telephone Banking, you can:
• Check the balance on your account and the nearest trading
• Transfer money from current account or savings account in HSBC on HSBC Visa Credit Card account
• Request the personal code number (PIN number) to use their Credit Cards at the ATM
• Change the PIN number of the Phone Banking service
• Manage and redeem Bonus points
• Activate your new Credit Card

Banking services by phone (84 8) 37 250 251 applied automatically and free of charge for all HSBC credit Cardholders Visa Gold and Visa standard.

Unable to repay the debt with interest from black, more than 90 credit business owners in Wenzhou (Zhejiang Province, China) fled, three people committed suicide.

Within a year, underground credit markets quickly exploded in Wenzhou City and many other places of China like Guangdong or the area of Inner Mongolia. This shows that the impact of the credit crunch for the activities of the private business. At the same time, it also alarmed computer big risks of the condition increased interest rates on credit repair informal lending market is growing and spreading in China.



Wenzhou is considered the "capital" of small and medium enterprises with nearly 400,000 businesses. The credit market boom in increasingly black cities such as Wenzhou when individuals or businesses have more credit monitoring services cash in here want to earn more profit than by giving the small and medium business loans with interest rates from 40% a year or more. The Chinese Central Bank said almost 90% of the residents in the city of Wenzhou and nearly 60% of businesses in this engaging in private credit markets.

When participating credit repair in this market, but big profits but the lenders suffer high risk levels that many people commented "like a gamble". For owners of small credit card businesses, they have no choice other than to seek the source of private credit to borrow money despite having to pay high interest rates;

Among small and medium enterprises in the 360,000 Wenzhou, from the beginning of the year have 30% of withdrawn or closed. Some businesses go bankrupt had to loan with interest each year up to 120%. In addition, almost 100 business owners tried to flee and had three people committed suicide because can not repay huge debts.Break bulk black credit in China

Unable to repay the debt with interest from black, more than 90 credit business owners in Wenzhou (Zhejiang Province, China) fled, three people committed suicide.

Within a year, underground credit markets quickly exploded in Wenzhou City and many other places of China like Guangdong or the area of Inner Mongolia. This shows that the impact of the credit crunch for the activities of the private business. At the same time, it also alarmed computer big risks of the condition increased interest rates on informal lending market is growing and spreading in China.

Estimates of the private credit market of China accounted for about 10% of GDP. The strong development of this market raised concerns about the risk of outbreak of bad debt in the world's most populous nation.

Wenzhou is considered the "capital" of small and medium enterprises with nearly 400,000 businesses. The credit market boom in increasingly black cities such as Wenzhou when individuals or businesses have more cash in here want to earn more profit than by giving the small and medium business loans with interest rates from 40% a year or more. The Chinese Central Bank said almost 90% of the residents in the city of Wenzhou and nearly 60% of businesses in this engaging in private credit markets.

When participating in this market, but big profits but the lenders suffer high risk levels that many people commented "like a gamble". For owners of small businesses, they have no choice other than to seek the source of private credit to borrow money despite having to pay high interest rates;

Many businesses lack capital in China can't access loans of banks to turn to the private credit market with annual interest rates of up to 100%, higher than the 15 times the standard lending rate that the Central Bank of China. This was due to the Bank of China were not allowed to apply a higher interest rate for the loans much risk should mainly just for the large enterprise loans, avoiding the small and medium enterprises.

However, in the context of General exports to China are in decline due to the world economic situation is complex and variable salaries paid to workers, many businesses in Wenzhou have fallen on the scene could not repay and led to mass bankruptcies. Among small and medium enterprises in the 360,000 Wenzhou, from the beginning of the year have 30% of withdrawn or closed. Some businesses go bankrupt had to loan with interest each year up to 120%. In addition, almost 100 business credit card owners tried to flee and had three people committed suicide because can not repay huge debts.

Trade discount coupon

The client can give the trader the votes up to ask for credit repair the discount before maturity. The amount depends on advance bank interest rates of discount, discount deadline. Usually the Bank signed a contract with the discount, when need customer discount coupons just send up the Bank discount. Because there are at least two people committed to pay to the Bank should be safety of highly coupon.



Overdraft:

Is that lending business the Bank lets you borrow are overspending (beyond) the payment deposit balance. Overdraft based on the expense of the client do not match credit check companies in terms of time and scope. The time and the number of missing can be predicted based on the anticipated funds song incorrect

Direct lending each times

Is the loan applied for customers who do not have regular borrowing needs, do not have the conditions to be granted overdraft limit. Each term in the contract, the Bank will collect the principal and interest.

Loan limits

This is the credit profession under which the Bank agreed to grant the customer credit limit. The credit limit can be calculated for the entire period or end of period. That is the maximum balance at the time of the computer. In this business credit card of the Bank not predetermined duration and term debt credit, when customers will Bank income currency debt, thereby creating actively managed client funds

Loan transfers

Business loan is based on the rotation of the goods. Business purchases may lack capital, banks can loan to purchase credit and will collect when sales business.

The loans based on the rotation of the goods should the Bank and business are to study the plan moved the goods to predict cash flow in the coming time. Lenders usually rotation applicable to commercial businesses or enterprises have ki consumption, short on loans charged TRANS-trade

Installment loan

Form of credit, under which the bank allows customers to pay many times the credit score stem within the agreed credit. Installment loans are usually applied for the medium and long term loans, financing for fixed assets or durable goods

Indirect lending

This form of lending through the intermediary organization, teams, or through retailers. Indirect lending is usually applied to credit repair services the market have many small loans, borrower dispersed, away from the Bank

Property rental (hire-purchase)

The Bank's lease is the form of medium and long - term credit. The Bank bought the property for rental customers with the duration for which the Bank must collect nearly enough (or enough) rental property value plus interest. Expired lease customers can buy back the property.

Guarantee (or recycling)

The guarantee of the Bank is the Bank's commitment in the credit repair form of letters of guarantee about the implementation of financial obligations instead of the Bank's customers when the client does not perform proper service as committed. There are three brand guarantee party: the party entitled to the guarantee, the guarantor, the guarantor, and the Bank is the guarantor.

With entrepreneurs:
Designed exclusively for businesses, the credit repair brings Business Sacombank optimal solutions for the problem of spending management organizations, business units, and is the perfect trading methods for each individual in the organization.



the white yoke personal and business expenses
No need for EMPLOYEES who work
Minimize risk when carrying large amounts of credit repair cash on a business trip
Not Exchange when working overseas

Free insurance packages:
Accident insurance travel worldwide for cardholders and families with maximum credit card compensation level at 10.5 billion VND
Loss of luggage insurance with compensation 10,500,000 USD
Baggage insurance deferred compensation with 5,250,000 USD
Flight delay insurance with credit repair compensation 5,250,000 USD

Please refer to:
Terms conditions
Claim instructions
Claim application
Buy in advance, pay later with up to 55 days interest-exemption
The credit card limit for the business:
Gold card: 50-below 200 million USD
Platinum card: 200 million-5 billion USD

Payment at millions of merchants (POS) in the world and via the Internet
Submission of cash on the credit card account at Sacombank ATM Sacombank (details)
Enjoy the Sacombank program Plus: discounts up to 50% at all shopping, cuisine, travel, education ... have the icon:
(Details)
24 x 7 customer service number 1900 5555 88

Periodic credit card limit from 5 million to 300 million USD



"Spend first, pay later" with interest-free grace credit repair to period up to 45 days.
Each main cardholder is released adding 2 extra cards for family.
Varied credit card payment services:
Payment for goods, services or cash at the point of sale or million. millions of ATMS have icons accept Visa/Mastercard in countries around the world.

Payment with credit scores of goods and services over the Internet
Payment flexibility: statement
Payment by cash in any branch of Vietcombank
Money order
Automatically extract account debt by day or by month.
To the period of payment, the credit card holder can choose all or partial payment outstanding.
Easily manage and control the whole of his spending credit repair of transactions anytime, anywhere through:

A detailed credit card transaction incurred by Vietcombank branch sent monthly to the customer's mail address
Internet Banking service
SMS service announces changes in personal account balance and international credit card transactions of Vietcombank.