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Rally Insurance Cover

Rally Insurance Cover by MORIS.co.uk Receives a Boost with the Introduction of RALLYCOVER.com

With the imminent launch of the first on-line rally car road risks insurance policy, MORIS.co.uk continue to expand their involvement with rally car insurance with the introduction of RallyCover.com to address the On Event needs of competitors.

Justin Everitt explains further: "We are delighted to be joined by Paul Cursey formally of RG Rally Services. Paul has an unrivalled deep seated knowledge and understanding of the Rally Car On Event Insurance market. This is a notoriously difficult area for insurers and the only way we would introduce this type of risk to our supporting insurance market was with the knowledge and experience that Paul brings to the table. His involvement with the rally car market is fascinating and thorough and there is no one else in this particular sphere of insurance who could rival Paul with his ability to accurately assess the risks for insurers"

By way of background Paul explains: "I bought my first rally car when I was 17 at Cambridge - an ex Jimmy McRae Opel 400 which was an absolute animal. After a couple of years, I concentrated on my career in accountancy with KPMG, qualifying in 1986, but resumed again when I was chief executive of a hedge fund which meant I could combine my globe trotting for the fund with international rallies. I decided to work for myself and started a company leasing motorsport vehicles to drivers / teams and was involved in the leasing of almost 130 World rally cars.

I was involved with numerous ventures with Pentti Arikkala, including Airikkala Techniques and leftfootbraking.com. Pentti was not just a British rally champion but an amazing ambassador for the sport. He and I would train lessees plus many other young drivers how to set these complicated machines to their own driving style and taught them how to drive the cars quickly but safely. These cars are driven more quickly by adopting left foot braking and track techniques even on gravel. Many of the drivers we taught back then are now "matured" and still adopt the safe practices we instilled upon them- these are the types of driver we want to insure. I always admired Pentti's saying of "..better to be lucky than good.." because we tried to teach drivers how to have more of the "luck"

Paul will be looking after the Rally Car On Event Insurance applications through Rallycover.com. It is necessary to first REGISTER and once approved applicants will need to complete a proposal in order to receive a quotation and confirmation of cover from your mobile or computer. The Rally Car insurance policy wording, Schedule and Key facts summary are all downloadable and can be printed at the convenience of policyholders within minutes of payment of premium. Requests for a quote through to cover being made effective can all be achieved through a smart phone.

"We are very excited and fortunate to have Paul's support" adds Justin who goes on to say ".....especially at a time when we have just gone live with our Rally Insurance Road Risks Insurance with LV. This will assist with the development and support of an expanding involvement in the rally insurance sector. Approximately one third of licence holders are from the rallying sector so we anticipate making an impact here, especially since we are about to launch a forthcoming on-line Personal Accident Insurance specifically for rallying competitors and co-drivers. RallyCover.com, will be an excellent springboard into 2015"

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ON EVENT DAMAGE | ROAD RISKS | PERSONAL ACCIDENT

RallyCover.com are keen to point out on their website the following:

Your insurance is underwritten by Lloyd's syndicates and / or other A Rated security. Policyholders will never be prejudiced by using unrated security and will at all times remain transparent as to the security that is used when placing your insurance.

Race Driver and Rally Insurance for MSA Licence Holders announced by MOR...

The Charity of Motorsport

Motorsport – a charity in need?

This article first appeared in The Paddock Magazine December 2013

I mentioned recently about the formation of the Association of Performance Driving Instructors (APDI) and the fact it was being brought together on the back of a number of concerns instructors had been voicing for years regarding safety. There had been too many spills and unnecessary incidents over the years. I was reminded of a Ferrari I embarrassingly shunted – as the instructor – because my “regular” leather soled shoes that I was obliged to wear for the purposes of looking neat and tidy did not have a terrific relationship with the polished metal surface of the brake pedal. I was mortified of course but this pales into insignificance at the recent loss of Sean Edwards who was instructing and as a hapless passenger lost his life in what looks to have been an horrifically hard impact with little or no abatement in speed. This has only heightened the concerns the instructors have regarding safety and am pleased to say we now have one of the established F1 driver coaches amongst the ranks.

I guess insurance is one of those things people most want after the disaster – we are all immune aren’t we – until such time the “other person” is “this” person and it took the horrendous weekend of 1994 at Imola where two drivers lives were cut short to galvanise the Grand Prix Drivers Association into a more harmonious group to speak as a collective regarding driver safety. The FIA, circuits and manufacturers all did their bit over the following years – and continue to do so. F1 has grown even more since the demigod days of Senna so in the corporately sanitised world we live in today, spilled blood let alone loss of life has greater resonances, but the GPDA did speak as a voice that was listened to. At the time I was Divisional Director of a company that was already insuring a number of F1 Drivers and working closely with the GPDA we introduced not just a terrific group package which delighted many in their quest for lower premiums, but also what was then an unheard of liability insurance. Many of the F1 teams who also had their insurances with us had the advantage of what was the widest and most comprehensive third party cover – but there were limitations too on what the drivers had.

The loss of Senna had caused a ripple effect and with a death on Italian soil the law of the land was that an individual was to be found “responsible”. I think Frank Williams stayed away from Italy for a few years, but the culpability of accidents focused the drivers’ minds on a need to protect themselves – from one another – especially the ones on the high salaries and sponsor endorsements aplenty. The case of Senna had a huge ripple effect across the insurance market. The final “loss” was about six times the value of Senna’s own policy as prudent sponsors cashed in their own contingent insurance policies, but drivers started to look at each other and ask – “what if the law of the land decides it is my fault?”

The creation of what was the first ever policy to cover one driver’s possibly negligent actions against another was ground breaking stuff – if ever insurance can be seen in that light – but we delivered what was asked for and something that had not been done before. It was all a terrific success – so successful was it that only a handful of drivers actually took up the option. The others argued that £1,500 to protect £5m was all too expensive….. yep- that is actually what some F1 drivers pleaded – but I guess times were errrrrr different then?

It probably all comes back to the fallacy that we all believe it will never happen to us. I don’t believe an F1 driver’s perspective and his assessment of “danger” and really any different to that of a club race driver. I mentioned before about how it seems to be the younger competitor who when injured seeks to “blame” someone else as opposed to just accepting that they really might get hurt racing. My outwardly lonely campaign of “I’m insured – are you?” emblazoned across the front of the car I race has slightly more foundation to it than meets the eye. The young ladies who volunteered to speak and survey a considerable number of drivers were genuinely shocked themselves at the answers and blasé attitude towards protecting themselves against the bleedin’ obvious.

I was reminded of a New Zealand driver Chris Van der Drift who lived up to his name and drifted into the air after hitting a car in front in an horrific Superleague accident at Brands Hatch. He was catapulted into the air and after striking the support of the bridge, his car was launched into a dizzying series of spins, briefly catching fire, and came to rest in the middle of the track on its side. The wreckage was narrowly missed by following cars as it came to rest at the bottom of the dip in the circuit. After being stabilised at the scene, where he was conscious and talking to medics, he was taken to hospital and underwent a surgical procedure on his injured hand.

What followed I personally found quite bizarre – there was an actual Appeal to help raise funds for a slightly injured driver who did not have insurance. Mark Weber had even been drafted in to help raise the much needed funds…. This was all just nuts to me. Why did the driver not have adequate insurance in the first place? Why had the team, manager and/ or organisers not taken the simple step of establishing if a driver all the way from the other side of the globe has adequate insurance – especially if he was taking part in a “dangerous sport”?

I stumbled across an established motorsport forum and the first couple of comments caught my eye:

“In fact, as far as I am concerned his manager should never be allowed to be manager of a professional driver again. How can someone 'forget' to insure his driver for personal injury due to accidents? but still claim all the prize money said driver won?” And….

“It's pretty daft for any driver to compete at an international level without adequate insurance, whether in this case that was Chris's fault or someone else’s is impossible to say”

My company was asked to make a “Donation” – I thought about this for a moment and also thought about 4 million people at the time who were left homeless in Pakistan due to the flooding and pondered who might be most in need – they probably did not even have the option of insurance and I wonder how much of the Webber supported appeal found it’s way to slightly more needy causes……

Race Driver Accident Insurance
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Justin Everitt
On-Line Motorsport Insurance

Created by Justin Everitt

Confession by Justin Everitt

Confession Time

Insurance for F1 drivers by Justin Everitt

Well having written a few articles for our esteemed magazine now and explained just a little about the boutique world of motorsport insurance there comes a time when I of course feel it is necessary to lead by example so here goes, I am in a minority of amateur race licence holders who is actually insured while they race. Yes, that means if my life should take a nasty turn and I end up in a wheelchair, some unfortunate insurance company has their wallet lightened within a matter of days. Confessions are always hard but I am indeed feeling better about it already.

For some reason when I have raced in the past I have actually done relatively little to tell my competitors about the sensible precaution of insuring oneself when competing. Maybe I have wanted to avoid a reputation for flogging something nobody wants, fearful of being a bore and becoming "that bloody insurance guy". Maybe some speak of me like that in any event, but even I resent spending money on insurance. I don't insure my gadgets or the cat or myself for most normal things because I find additional paperwork irritating and don't have the time to find out all the exclusions on what I consider trivial policies. Many would disagree of course, but that is my choice. I do however have a completely different view when it comes to scenarios that are life changing and where there is no recovery from. So I do take out critical illness cover, travel insurance for medical expenses and I do insure myself in case of a life changing injury.when I am racing.

The chances I might get killed or seriously injured are of course remote and statistically speaking I don’t anticipate I will be part of the 2.4 deaths British motorsport throws up each year and in any event Brands is pretty safe with it’s gravel traps. I do however recall seeing Jacques Laffite crashing at the top of Paddock Hill bend the last time a Grand Prix was run at the circuit.

Poor John Surtees who did manage to survive one of the most dangerous periods of motor racing himself had to endure witnessing the death of his own son in one of the freakiest accidents I have ever seen on a circuit. The point is we never know when the anti-lottery will strike any of us. Motor racing has become so much safer that everyone believes it will happen to someone else and when it does, invariably the stricken wife and family seek to blame the hapless circuit or governing body. The effect of foolhardiness and blame culture is doing only one thing – undermining the very governing body that is trying to promote the sport. That is just crazy!

For my part, I certainly don’t want my name added to the list of drivers accidents at Brands that are talked about in the years ahead – especially if I am not around to hear the chatter. In a survey recently it was discovered that there is a considerable disparity in the premiums offered – fourfold in one case, but suffice to say, given the costs of tyres, race entries and my own licence my premium rather pales into insignificance.

I suppose at this particular moment in time I am just that much more sensitive to race drivers just not being there any more. Recently Snetterton has endured the death of an experienced historic race driver, Maria de Villota’s untimely passing has saddened everyone in F1 not least because that is not supposed to be the way a racing driver departs this world, but I am more shocked right now by the sudden death of Guy Edwards son, Sean who was instructing in Australia. He was just the passenger at the time.

Part of my commitments is to the newly formed APDI – Association of Performance Driving Instructors. Another “old” name from the F1 Paddock – Mike Wilds (Sorry Mike) acts as Ambassador to the association which has come about not least to address the safety of race instructors. This would seem a lessor need than our F1 drivers of today perhaps, but it just underlines the fact motorsport is dangerous or as I am starting now to say to my fellow competitors – Motorsport REALLY is dangerous and guess what – it REALLY can happen to YOU.

justin everitt motorsport insurance policy

With just a few days to go I am looking forward to the half hour race this coming Sunday. Brands was the first circuit I drove on, the first I raced on, the first pole position was at Brands and my first win at Brands came almost thirty years later – which might suggest why I never formed part of an F1 grid – but 130mph is still the same speed no matter what the car. The laws of physics are no different and fate has little respect for sentiment or past survival. Sorry to be the boring insurance guy.

Accident Survey | Justin Everitt | Motorsport Insurance |

Justin Everitt on Google+

Chaucer Trackday Insurance Statement

REIS Trackday Insurance Statement regarding third party liability

The following is a verbatim copy of a press release issued by REIS Insurance regarding the recent track day case has caused all sorts of issues for motorsport claims. Insurance companies are getting together to see what can be done.

A conclusion is that all disclaimers will be tightened to prevent competitor to competitor claims for property damage. However, this will not apply to personal injury claims as you cannot contract out of that.

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The press release from Chaucer is for full circulation, so please feel free to send to colleagues.

REIS are a leading track day* (see definition below) insurance broker who arranges motorsport and track day insurance policies through Chaucer Insurance.

Chaucer Insurance has been underwriting specialist motorsport insurance for 15 years.REIS offer an accidental damage policy to cover participants for damage to their own vehicles. The track day fraternity generally accepts that all participants pay for damage sustained to their own vehicles, regardless of the circumstances and every participant signs a disclaimer intended to put this principle into effect. However, we have had our concerns regarding the validity of these disclaimers and their ability to protect individual track day participants from suing each other in the event of damage to their vehicles.

In agreement with our policyholder following significant damage to his vehicle through no fault of his own, we pursued a recovery from a driver who had collided with our insured’s stationary vehicle on the grass verge just off the track. At the court hearing last week it was held by the judge that the disclaimer did not protect the track day participant who caused damage to a vehicle that Chaucer Insurance covered under a policy arranged through REIS. The participant was ordered to pay for the damage he had caused to the other vehicle, as a result of his negligence which was established by the court through CCTV evidence.

In this instance, Chaucer Insurance will not be pursuing the award issued to them by the county court. Last weeks court case does not set a precedent for any future actions as the claim was held in a court of 1st Instance. Now that it has been established that current disclaimers are not protecting track day participants sufficiently, we have taken legal advice which recommends that the following clause to be inserted into track day disclaimers:

‘It is a condition of your participation of the activity, or activities, in which you intend to take part that in the event of accident, loss or damage occurring during such activity or activities you will not pursue any claim for damages against any other participant (save in respect of injury or death)’

Under the provisions of the Unfair Contract Terms Act 1977 it is not possible to exclude potential liability for injury or death. If this clause is inserted into all disclaimers and every participant signs the document prior to commencing the activity then it is the view of our legal opinion that a court would enforce the clause.

Please be assured that REIS and Chaucer remain committed to a vibrant and exciting track day market. Implementation of the above clause should ensure that it remains so.

*A track day is a non-competitive event that allows an individual to drive their vehicle outside of the Road Traffic Act requirements. There is no racing; lap timing; time, speed or distance targets; or winners and losers.

_____________

By way of "post script".....

This is what MORIS.co.uk say under their FAQ's

Am I covered for third party damage?
No. You have no coverage for any liability to third parties, whether personal injury/death or property. Damage is your problem following a test ruling at Wolverhampton County Court. His Honour Judge Mitchell concluded that if someone crashes into you on a trackday, even if it is clearly their fault - then tough! The judgement followed a case where a driver under tuition collided with a track day participant who then sued for damages. In essence the judge's ruling is that anyone participating on a trackday is aware of the potential risks involved and has a choice of not driving on to the circuit

Further Reading on Trackday Third Party Liability:

Track Day Third Part Insurance

Nurburgring Insurance - Public days

Trackday Insurance online by MORIS.co.uk | Trackday Insurance FAQ's

Association of Performance Driving Instructors

Justin Everitt

Justin Everitt on Google+

Motor Clubs Insurance

MORIS.co.uk are proud to announce their involvement with the Federation of British Police Motor Clubs (FBPMC). The club was originally formed in 1961 and is formally recognised by both the Motor Sports Association and the Autocycle Union.

Just about all police forces in the UK which has it's own Motor Club is affiliated to the FBPMC who cover a very wide range of motoring and motor-sports activities - on both two and four wheels. The object of the Federation is to promote "a cordial relationship between the Police Forces and between individual members of those forces. To encourage a greater measure of co-operation between members of the public and Police and to foster good relationship between them. To encourage and promote schemes for road safety whenever possible. To organise sporting, touring, caravan and social events with a view to fulfilling the above aims".

Justin Everitt Comments: "We were originally asked to become a supportive of the Federation earlier this year and given we are the longest standing on-line insurance provider of both two and four wheel motorsports, we felt getting closer to such and established and varied group of clubs was sensible especially pending some of the additional on-line services we will be providing for next year."

Track Day Insurance | Motorsport Insurance Video | Justin Everitt

Insuring Racing Drivers

Having made a living out of what was once described to me as one of the “more esteemed professions” I suppose that puts me in the category of either having to practice what I preach – or at least be seen to be practicing everything I tell clients to do, myself.

A couple of years back I decided in a moment of belated midlife crisis to don a helmet and take up the challenge of racing again in Sports 2000. I was lucky to be involved with a unique project and be a “works” driver of a modern Duratec March race car designed by a brilliant young mind, Kieron Salter who started life at the Reynard school of race car design. Part of the “uniqueness” was that I have completed a long standing project for a “world's first” motorsport website and we designed a colour scheme which emblazoned the words “I'm insured – are you?” across the front. I was very nearly caught out when some bright spark had the audacity to ask “...but are you?” and it set my mind the the consequences if I had NOT been insured and it is often these “consequences” that become overlooked or more pertinently, realised only too well after the accident. (LOW COST accident insurance for motorsport video)

I have previously made reference to Contingency Insurance and this particular area addresses may of the “consequences” of there being an actual loss. In ordinary terms a factory may well insure for the material loss of the buildings, stock and loss of materials for the fire that ravages everything, but the business also looses income if it cannot function. The insurance of this interruption to the business is a “contingent” insurance and is something that should be advocated to any professional team or manager. What are the effects and consequences of X? Is always the question to have answered.

One such area where I encourage team managers and sponsors of professional drivers to consider is apart from the responsibility of making sure the driver has insurance, I advocate that teams and sponsors have a suitable policy that allows them to recover some or all of their lost “investment”- which might have even been accrued over the years. Some time ago I was looking after the interests of a sponsor who had varying degrees of interest in a handful of drivers and an F1 team. On the sponsor's books was also an individual who was well known, not for F1 skills (although he had a not unimpressive racing CV) but he was also into other “dangerous” sports. We ended up placing a significant programme for this sponsor, but we also knew that if anything was to happen to one or two of the key individuals (ie there should have a serious accident), then the sponsor would probably lessen their future commitments to the drivers. One business that could also be effected in this particular case was my own. At the same time I was also trying to encourage the client and sponsor to consider something to also protect their long terms interests further. It made sense, but something was lost in translation and my words seemed to fall on deaf ears....

Three months later, one of the drivers did have an accident while mountain bike training and at first it was considered to be very serious. It was at this point the sponsor seemed to peep into the world of hindsight and belatedly acknowledged the message we had been trying to percolate through the ranks. I took the unusual step of divulging the fact my own business had taken out the exact same insurance that the sponsor was being encouraged to address. Mercifully the injured driver went on to make a full recovery and was peddling again within nine weeks. The sponsor graciously accepted the point we had been trying to make. Although there were no more “accidents” for the time this sponsor remained within F1, because of the “safety net” that could now be put in play, the sponsor was able to enhance their commitment for the next two seasons – which benefited one of today’s young drivers in particular.

And should you be wondering, if anything awful should happen to this hotshot, or indeed should there be a concern concern for some motorsport insurance broker masquerading as a race driver, yes the consequences are well covered.....in both cases.

F1 Race Driver Insurance | On line Insurance for Motorsport | Race Driver Insurance Video

Formula One Driver Insurance

Formula One Driver Insurance - they just don’t smoke enough these days

Looks like the lousy English weather will give us a ray of sunshine for the race weekend at least and there is always one topic that comes into conversation and puts a smile on my face. It is almost a question of how long can I get through the weekend without hearing someone mention what is probably the most talked about lap of all times. It is not that I find the conversation at all boring, but it just amazes me how quickly it always comes up at Silverstone.

I had to do a quick reminder on google for this but Alonso is the current record holder at Silverstone with a lap time of an average speed of around 145mph set last year during the race. The particular lap I am of course alluding to was some 15mph faster as an AVERAGE. It topped 160mph on the “old” Silverstone, set by the original “flying Finn” (Rosberg Snr), in a Williams in qualifying. That is not the “bit” that really stands out though, because, remembering the UK weather, Keke did this on a damp track !! He then got out of the car and lit a fag – he probably needed it!!

Putting that incredible lap aside, the memory also makes me think just how much safer F1 has of course become over the years. Silverstone had become blinding quick – too quick. The cars were just as fast in a straight line and the aero packages on cars were just not as advanced as today so before there was a nasty accident the governing body took steps to slow the average speeds of cars down. It was probably needed at that time. Silverstone did have some reasonably generous run off area – complete with Catch Fencing which was in vogue for a while – but I also recall some parts of the old circuit were lined with railway sleepers – or something similar – what ever if a driver was going to have a heavy impact it was going to hurt.

This all comes back to how safe F1 has – as a relative term - become. The cars, the circuits, the facilities, the fitness of the drivers. It is still going to hurt, but the drivers are just all better protected. As I have mentioned before there have (thankfully) just never been enough deaths is F1 to make any true meaning to what the odds are of a driver being killed. I did however look back through some interesting records going back to 1963 and this made reference to the accidents “per race” and in the period '63-'67 there was almost one accident per race.

From '68 – '72 this increased to 1.5 accidents per race so the governing body at that time started to bring in new safety measures. The results were that from '73 to '77 the accident rate had more than doubled to 3.25 per race. Further improvements were brought in for the next period so by the time we got to 1982 the accident rate increased further to 3.72 per race.

Further improvements followed and temporarily the trend was reversed temporarily and figures dipped back down to 2.75 before jumping back up again to 3.81 by the end of 1992 season. By 1997 we were back into a growth spurt of 4.64 accidents per race. By this time the governing body had stepped up the safety campaign and started to identify “high risk corners” where 15 were risk-reduced – either by making slower or extending the run off areas. Gravel traps which were once thought to work best with furrows smoothed over instead so cars were no longer “launched” and all raised kerbs now started to be standardised in their design.

Car design implemented extra head rest height, standard road fuels, and alterations to front and rear wing design, and a reduction in wheel width. Cockpit survivability was also increased. An on-board accident data recorder also became mandatory and had to be located within the survival cell. Crash testing imposed more stringent standards for suspension, wheels, front and rear impact absorption, and the cockpit sides were raised. Whether this is the main contributor to a reduction in accident rates it is difficult to say but with further expansion of these improvements our accident rate had fallen down to 3.63 accidents per race. Since that time there have been peaks and troughs which probably illustrates the more aggressive fearless nature of the young chargers of today. They are all fitness fanatics – and don’t smoke!

Lewis Hamilton at his home GP will be more focused that normal on pole at home. He remarked recently that F1 drivers needed the danger element – that is part of the appeal. He is absolutely right. As a driver or spectator I too enjoy the danger too, but I also remember James Hunt explaining that being an F1 drivers was more a case of “by the grace of god”. James did smoke – almost anything I believe at times.

I shall look forward to Silverstone of course and will salute all the F1 drivers of today – but “speed”, “danger”, “F1” and "fags" apparently don’t all go together these days.... they could be worth at least a couple of tenths I reckon.....

This article originally appeared in the paddock magazine July 2013
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MSA Competitor Insurance Survey by MORIS

MORIS undertake survey amongst MSA Licence Holders

The fine MORIS ladies before the start

August Bank Holiday weekend was extremely wet but it was not enough to deter the MORIS ladies from attending to their duties undertaking a survey amongst competitors to establish what considerations MSA Licence holders gave to their own Personal Injury Insurance needs.

"We have undertaken a number of motorsport surveys over the years but we are conscious that too many competitors simply just don't seem to take care of their own needs" remarked Justin Everitt."Motorsport is dangerous and we are reminded of this at every reasonable point during the course of a race weekend. We don't expect to have a serous injury either yet up and down the country every weekend someone some where is hurt going about their weekends motorsport activities and we sense that competitors are just not facing up to the fact it could be them next"

Taking insurance to motorsport competitors

Practicing what we preach

Justin was racing the ultra quick March Sports 2000 Duratec partnered with Matt Manderson but Justin was using this opportunity to convey a simple but effective message on the car "I'm insured - are you?"

10% Cashback

"Alexandra and Anca throw themselves into their mission for the day well. They are two charming ladies with disarming personalities so I knew they would be able to handle the many varied characters of the race paddock during the course of the weekend" added Everitt. "As an added sweetener for the drivers who were able to lend a couple of minutes we provided them with a simple leaflet that would provide them with a 10% Cashback on their next purchase with MORIS before 01st March 2014."

Briefing with Ale and Anca

"It was very important that we took time to listen to the drivers and their comments. The object of the exercise was not to attempt to rush round and see all 200 drivers of the entire race meeting, but to take on board their comments and further questions too. There were some very interesting remarks being made about injury insurance for competitors so Alexandra and Anca had more on their hands than they bargained for. It was all very interesting."

"It confirmed some things we already knew but equally the perceptions some drivers had and the need they placed on insurance was also very interesting and this will help us enormously as we prepare for an expanded on-line product range for competitors going into 2014. There are a number of things we have in the pipeline at the moment and what triggered this survey was the fact that we had engaged a third party to establish where our on-line motorsport insurance ranked compared with a more conventional broker who does motorsport insurance. This survey illustrated both the speed and competitiveness of our on-line motorsport race and rally insurance services website, but we knew we needed to get closer to understanding the licence holder needs - hence the survey this weekend"

MORIS motorsport insurance talking to competitors

Talking at competitor level

On-line Survey
MORIS will be adding an on-line survey in the near future. It will take moments to complete, MORIS will not be asking for any personal details except for your email address simply so you can receive details to claim your 10% cash back on your next purchase from MORIS.co.uk before 01st April 2014.

"I first raced back in 1988 so I have always been around circuits and motorsport" explains Everitt "but my "day job" is involved with the development of motorsport insurance for competitors so we used the weekend as a platform to commence a simple survey amongst competitors. There were six simple questions which revolved around how competitors perceived the risk of their weekends racing and what they felt was a sensible cost to provide them with the cover they would need to be fully insured."

On Track Crash Survey | On Track Insurance Winners | Moris & BRSCC Crash Survey

Motorsport Race and Rally Insurance Services announce new low cost insurance for motorsport competitors

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Rally Insurance Cover by MORIS.co.uk Receives a Boost with the Introduction of RALLYCOVER.com

FREE NO OBLIGATION RALLY INSURANCE QUOTES

Race Driver and Rally Insurance for MSA Licence Holders announced by MOR...

Motorsport Personal Accident Insurance 2014

The Charity of Motorsport

Motorsport – a charity in need?

I stumbled across an established motorsport forum and the first couple of comments caught my eye:

Confession by Justin Everitt

Confession Time

Chaucer Trackday Insurance Statement

REIS Trackday Insurance Statement regarding third party liability

The press release from Chaucer is for full circulation, so please feel free to send to colleagues.

Motor Clubs Insurance

Insuring Racing Drivers

Insuring Racing Drivers

Formula One Driver Insurance

Formula One Driver Insurance - they just don’t smoke enough these days

MSA Competitor Insurance Survey by MORIS

MORIS undertake survey amongst MSA Licence Holders

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