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Rally Insurance Cover by MORIS.co.uk Receives a Boost with the Introduction of RALLYCOVER.com



With the imminent launch of the first on-line rally car road risks insurance policy, MORIS.co.uk continue to expand their involvement with rally car insurance with the introduction of RallyCover.com to address the On Event needs of competitors.

Justin Everitt explains further: "We are delighted to be joined by Paul Cursey formally of RG Rally Services. Paul has an unrivalled deep seated knowledge and understanding of the Rally Car On Event Insurance market. This is a notoriously difficult area for insurers and the only way we would introduce this type of risk to our supporting insurance market was with the knowledge and experience that Paul brings to the table. His involvement with the rally car market is fascinating and thorough and there is no one else in this particular sphere of insurance who could rival Paul with his ability to accurately assess the risks for insurers"

By way of background Paul explains: "I bought my first rally car when I was 17 at Cambridge - an ex Jimmy McRae Opel 400 which was an absolute animal.  After a couple of years, I concentrated on my career in accountancy with KPMG, qualifying in 1986, but resumed again when I was chief executive of a hedge fund which meant I could combine my globe trotting for the fund with international rallies. I decided to work for myself and started a company leasing motorsport vehicles to drivers / teams and was involved in the leasing of almost 130 World rally cars.

I was involved with numerous ventures with Pentti Arikkala, including Airikkala Techniques and leftfootbraking.com. Pentti was not just a British rally champion but an amazing ambassador for the sport. He and I would train lessees plus many  other young drivers how to set these complicated machines to their own driving style and taught them how to drive the cars quickly but safely.  These cars are driven more quickly by adopting left foot braking and track techniques even on gravel.  Many of the drivers we taught back then are now "matured" and still adopt the safe practices we instilled upon them- these are the types of driver we want to insure. I always admired Pentti's saying of "..better to be lucky than good.." because we tried to teach drivers how to have more of the "luck"

Paul will be looking after the Rally Car On Event Insurance applications through Rallycover.com. It is necessary to first REGISTER and once approved applicants will need to complete a proposal in order to receive a quotation and confirmation of cover from your mobile or computer. The Rally Car insurance policy wording, Schedule and Key facts summary are all downloadable and can be printed at the convenience of policyholders within minutes of payment of premium. Requests for a quote through to cover being made effective can all be achieved through a smart phone.

"We are very excited and fortunate to have Paul's support" adds Justin who goes on to say ".....especially at a time when we have just gone live with our Rally Insurance Road Risks Insurance with LV. This will assist with the development and support of an expanding involvement in the rally insurance sector. Approximately one third of licence holders are from the rallying sector so we anticipate making an impact here, especially since we are about to launch a forthcoming on-line Personal Accident Insurance specifically for rallying competitors and co-drivers. RallyCover.com, will be an excellent springboard into 2015"

FREE NO OBLIGATION RALLY INSURANCE QUOTES


RallyCover.com are keen to point out on their website the following:

Your insurance is underwritten by Lloyd's syndicates and / or other A Rated security. Policyholders will never be prejudiced by using unrated security and will at all times remain transparent as to the security that is used when placing your insurance.


See also:
Cheap On Event Insurance
Millburn Insurance Unable to Pay Motorsport Insurance Claims
Cheap Motorsport Insurance May Only be Fools Gold
MORIS.co.uk launch into Rally Car Insurance Market for 2015


BRSCC launch motorsport insurance initiative with MORIS.co.uk

Justin Everitt (MORIS.co.uk) & Dominic Ostrowski orf BRSCC
One of the most important pieces of paper for any MSA race licence holder is their own accident policy of insurance and MORIS.co.uk have been able to demonstrate they are ahead of the field when it comes to accessibility, speed and price. As Justin Everitt explains:

"I first had a race licence in 1986 and have had the pleasure of racing many cars since then. Most recently in the race winning MARCH 09R, but in this time also I have become painfully aware that while I have been lucky to survive uninjured, other are not so lucky. Serious accidents are very rare in motorsport – but they do still happen and so when I first tried to get myself insured I was surprised at both the cost and difficulty with which many brokers seemed to have in providing quick, easy and affordable solutions, so this set us on the path of creating an accessible and affordable insurance product specifically for MSA licence holders"

Motorsport Insurance Survey

MORIS.co.uk commissioned a small survey of motorsport insurance brokers with surprising results.  “The problem with all the motorsport insurance brokers who were approached was their speed of response. A premium of a few hundred pounds carries little earning potential for brokers to humble amateur race licence holders do not get the service they might expect. Some brokers wanted a swath of paperwork to be completed and some took as long as two weeks to generate a simple quotation. None were able to return a quotation in less than 48 hours. How quickly any of these brokers could produce a policy will no doubt vary considerably too. This has nothing to do with deriding motorsport insurance competitors comments Everitt, “but it is all about the internet platform that we have and which sets us apart from everyone else in the motorsport insurance game”


"Talking to Competitors at their level was vital"
 

In 2011 Everitt raced under the “I’m Insured – are you?” heading and the MORIS Marvels undertook further research with competitors asking simple questions about whether they regarded motorsport as being dangerous, whether they were insured or not and what they considered to be a fair price to pay for their insurance. 

 “The results were staggering” 


recalls Everitt, saying “so few actually had any cover and so many believed it was likely to be so expensive that they seemed to gloss over the whole subject and many were shocked to learn that for £69 an MSA race licenceholder can be covered for up to £250,000 for disability and I don’t know of any other worthwhile piece of paper in a race drivers kit bag”  

Going On Step Further with Race Driver Insurance

“We have been encouraged with the increasing number of MSA race licence holders who have taken advantage of our on-line motorsport insurance but at MORIS we wanted to improve on this further and create a “pay as you race” on-line insurance solution also and we are terrifically pleased to have the support of the British Racing and Sports Car Club (BRSCC) who  have partnered with MORIS.co.uk to launch a new insurance initiative that introduces a quick and very simple means for BRSCC Racing Members to insure themselves on a race by race basis. Currently there is nothing as low cost as this in the market".
Cottrell - Insurance Initiative

BRSCC’s Chairman, Bernard Cottrell explains “MORIS.co.uk and the BRSCC have maintained a relationship for many years and we have often assisted them conduct accident damage surveys. Last year MORIS asked a sample of drivers about their attitude to personal accident insurance and we were alarmed to learn just how few had adequate cover, with the additional cost and inconvenience being identified as particular drawbacks. As the leading club in the UK we feel it is important to encourage competitors to get appropriate cover and MORIS offers the quickest and best value way of achieving this”.

Justin Everitt of MORIS.co.uk explains further “We now have a simple on-line system that allows competitors to buy and pay for straight forward insurance from as little as £5.99 per race meeting. Our seasonal policies allow for £250,000 of disability benefit for as little as £69 and to my mind there is no more valuable piece of paper that I have when I go racing than my personal accident insurance policy. No other motorsport insurance competitors can offer such instant cover at such low premiums”

Dominic Ostrowski, the BRSCC’s Head of Marketing & Communications, added, “Via the link on our website racing members can easily select the level of cover and premium they require and MORIS will then deliver an instant policy any time of day or night. This offers a quick and easy way of getting peace of mind for a relatively small outlay, certainly in comparison to the overall cost of going motor racing”.  











Related Videos 

Motorsport Personal Accident Insurance 2014

MORIS.co.uk announced their initiative with a new on-line low cost insurance for MSA licence holders. In the video Justin Everitt is interviewed with Richard Higgs one of London's leading Sports Personal Accident Underwriters.

On-Line Quotations
MSA Licence Holders
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MORIS Minors (Children in Motorsport)


Motorsport Insurance Survey
News By MORIS.co.uk
Insurance4Motorsport BLOG
VIDEO - MORIS Marvels undertaking Survey at Sports 2000 Race Car Meeting
Created by Justin Everitt




Formula Ford Festival supported by MORIS

Motorsport Race and Rally Insurance Services - MORIS were again supporting this years annual Formula Ford Festival at Brands Hatch run by the BRSCC. MORIS have supported the BRSCC run Festival for many years and again elected to support the opening race of the weekend being Heat 1 of the Kent Class run over 12 laps. The 2003 Zetec and 2004 Kent winner Joey Foster took a comfortable win ahead of Team USA Scholarship driver Joey Bickers, with 2010 Kent victor Neville Smyth in third.

Dominic Ostrowski of the BRSCC commented "we are delighted to have MORIS supporting the Festival again and it seem fitting that ten years ago they were presenting to a slightly younger Joey Foster so in a funny sort of way history was repeating itself today".

Justin Everitt of Motorsport Race and Rally Insurance Services added "we have become attached to the Festival over the years. It is always a great event and the BRSCC do an excellent job to make everyone enjoy the weekend - even if the weather plays havoc at times - but this makes for some exciting racing of course"

On drivers on the podium were joined by two of the MORIS Marvels - Anca and Julia who were on hand to make presentation to Joey - and be on hand for a couple of pics of course. Both our Marvels were also continuing with the driver insurance survey that we started back in late August. The Festival provided the opportunity for a different and, in the main, younger driver to be questioned and asked how dangerous they considered their motorsport to be.

It was a busy day for MORIS also who were supporting the race winning March 09R driven by our own Justin Everitt. The qualifying was just before the Kent Ford race and Justin was able to steer the car through treacherous conditions to grab pole position by a matter of hundredths of a second from Craig Murray on the super slippery Lola. This was Justin's first pole position in the March - but the race was to be a different story.......

VIDEO - CHEAP accident insurance for MSA Competitors accounced by MORIS.co.uk
 

MORIS undertake survey amongst MSA Licence Holders

The fine MORIS ladies before the start
August Bank Holiday weekend was extremely wet but it was not enough to deter the MORIS ladies from attending to their duties undertaking a survey amongst competitors to establish what considerations MSA Licence holders gave to their own Personal Injury Insurance needs.

"We have undertaken a number of motorsport surveys over the years but we are conscious that too many competitors simply just don't seem to take care of their own needs" remarked Justin Everitt."Motorsport is dangerous and we are reminded of this at every reasonable point during the course of a race weekend. We don't expect to have a serous injury either yet up and down the country every weekend someone some where is hurt going about their weekends motorsport activities and we sense that competitors are just not facing up to the fact it could be them next"
Taking insurance to motorsport competitors
Practicing what we preach


Justin was racing the ultra quick March Sports 2000 Duratec partnered with Matt Manderson but Justin was using this opportunity to convey a simple but effective message on the car "I'm insured - are you?"   

10% Cashback
"Alexandra and Anca throw themselves into their mission for the day well. They are two charming ladies with disarming personalities so I knew they would be able to handle the many varied characters of the race paddock during the course of the weekend" added Everitt. "As an added sweetener for the drivers who were able to lend a couple of minutes we provided them with a simple leaflet that would provide them with a 10% Cashback on their next purchase with MORIS before 01st March 2014."

motorsport insurance survey
Briefing with Ale and Anca
"It was very important that we took time to listen to the drivers and their comments. The object of the exercise was not to attempt to rush round and see all 200 drivers of the entire race meeting, but to take on board their comments and further questions too. There were some very interesting remarks being made about injury insurance for competitors so Alexandra and Anca had more on their hands than they bargained for. It was all very interesting."

 "It confirmed some things we already knew but equally the perceptions some drivers had and the need they placed on insurance was also very interesting and this will help us enormously as we prepare for an expanded on-line product range for competitors going into 2014.  There are a number of things we have in the pipeline at the moment and what triggered this survey was the fact that we had engaged a third party to establish where our on-line motorsport insurance ranked compared with a more conventional broker who does motorsport insurance. This survey illustrated both the speed and competitiveness of our on-line motorsport race and rally insurance services website, but we knew we needed to get closer to understanding the licence holder needs - hence the survey this weekend" 


MORIS motorsport insurance talking to competitors
Talking at competitor level
On-line Survey
MORIS will be adding an on-line survey in the near future. It will take moments to complete, MORIS will not be asking for any personal details except for your email address simply so you can receive details to claim your 10% cash back on your next purchase from MORIS.co.uk before 01st April 2014.
"I first raced back in 1988 so I have always been around circuits and motorsport" explains Everitt "but my "day job" is involved with the development of motorsport insurance for competitors so we used the weekend as a platform to commence a simple survey amongst competitors. There were six simple questions which revolved around how competitors perceived the risk of their weekends racing and what they felt was a sensible cost to provide them with the cover they would need to be fully insured."

On Track Crash SurveyOn Track Insurance Winners | Moris & BRSCC Crash Survey


 Justin Everitt on Google+

On Track Insurance Winners
In the collection area waiting.......
On Track Insurance specialists MORIS (Motorsport Race and Rally Insurance Services) took to the track themselves this weekend backing the beautiful March Sports 2000 Duratec car created by ex Reynard Motorsport designer, Kieron Salter.

The car was being run by Scott Racing Services who only managed to get their hands on the car for the first time with just days before the test on the Friday with the new evolution car.  Matt Manderson of First Place Finish did the majority of the testing and setup work during the Friday test so the car was able to go into qualifying for the soaking wet Saturday morning session on the legendary Grand Prix Circuit at Brands Hatch. "I think we all secretly knew the car would go well and from the get go Matt, I and the guys at Scott Racing, Trevor, Simon and Tom were focused on running right at the front and Matt did just that putting the car on the front row on it's maiden qualifying. It was a terrific showing. Neither Matt or I had driven anything in anger for over a year and with Nigel Greensall who is never out of racing cars, MCR's ploy of getting a "ringer" in paid off so pole was just out of our grasp" Commented Justin Everitt.

Matt Manderson commented "this is a truly remarkable car to drive and as I handed over to Justin for the end of the qualifying all I could say was that the car was handling like a dream.
Matt Manderson race driver insured by MORIS
Manderson - FAST!
It is just fantastic, I was having so much fun out in the wet. So many competitors were saying how wet and slippery it was, and driving this new March - it was just the best car ever out there today"

"Matt was so right" commented Everitt "I have never driven a car that had so much grip in the wet it was like driving in the proverbial "rails" out there today and on the more slippery parts of the circuit the car just gave you so much confidence that sometimes if you entered too quickly into a corner it would just stay so neutral that you felt you were just floating around the track. I could stay out all day in the car today if I could"

Justin Everitt took the reins for the rolling start. He was a little trigger happy as they came up to the line and quickly realised he would have to give the lead into Paddock back to the pole position driver. "I was just a bit too impatient and eager I think" explained Everitt afterwards, "so I "reset" my "racing now" switch to the exit of Druids. The first few corners were very slippery but down the back straight the March just stormed past the MCR and I was leading by the time we returned to the Indy Circuit" Thereafter Everitt just drive away from the rest of the 38 car grid....

Matt Manderson took charge when Everitt pitted for the driver change at around mid point of the race and just pulling out the lead further. "It was so easy in the new March, I could have driven even quicker but there was no point throwing away what seemed to be a commanding position so I just kept a solid pace and we won an entire lap ahead of everyone else"

Motorsport Race and Rally Insurance Services with Scott Racing
"The team did a great job today"
Scott Racing Services team principle Trevor commented "This is just such a happy victory for everyone today. We had only days to prep the car. This is a unique car so there were no reference points and so we were all thrown into the deep end on Friday. Between myself, Simon and Tom we had to make some bold decisions regarding the set up of the car but it worked like a dream. The car ran faultlessly so we are of course relieved about that but it is always a lovely feeling as a team when you are presented with a short notice challenge like this and everything works so well immediately. Justin and Matt did a fantastic job out there today in very difficult conditions but neither of them put a foot wrong. They both raved so much about the car so I am hoping we have a chance to run the car and the drivers again in the future".
March race car wins at Brands Hatch sponsored by MORIS Insurance
Salter - F1 designer of tomorrow

"The result marked so many "firsts" commented Kieron, "not least the first win for the car and I am glad that Matt and Justin did it together since they undoubtedly both wanted to be able to claim this. I am especially pleased because we have always known how quick the car is and we just needed a little time to refine the handling. Scott Racing Services did a fantastic job getting the car ready and are adamant now they have had their hands on the car that with a little more time they could make it even faster. This is definitely a championship winning car so our focus now is on 2014"

 

Motorsport Insurance Survey

MORIS Motorsport Insurance listening to licence holders
The MORIS ladies at work
Motorsport Insurance Survey's are a feature of the MORIS.co.uk as Justin Everitt explains "we have worked closely with clubs like the BRSCC before in 2010 when we commissioned a survey to establish some meaningful data to assist our On Track insurers with establishing the true costs of club level motorsport. Too many insurers are led by too many brokers simply making blind guesses all the time. We prefer to working from meaningful data. We recently asked a third party to google "Motorsport Insurance" and contact ten of the first fifteen companies that came up. They were tasked with establishing some key comparisons with buying motorsport insurance on-line with contacting a regular insurance broker who provide motorsport insurance. The results of that survey we will be releasing later in the year.

"Today was about asking drivers directly about their own particular perceptions of the dangers of motorsport and whether they have insurance or not. The results and feed back was most interesting and we will be adding even more improvements to our on-line motorsport insurance services later this year"

Winning with MORIS Motorsport Insurance

Race Driver Insurance"At a soaking wet Brands Hatch today MORIS were winners, but our goal is the be the largest and most accessible on-line motorsport insurance provider. MORIS was a "world first" the March had it's first win today so as a business our aim is also to simply be first, but we can only do that by talking, listening and taking part with competitors ourselves - we still aim to be very human"



Motorsport Insurance Survey by MORIS.co.uk

MORIS Survey for race driver insurance
MORIS ON TRACK
A motorsport insurance survey is about to commence at this coming weekends race meeting at Brands Hatch as Justin Everitt makes his return to the racing scene in the unique MARCH 09 Duratec Sports 2000 race car.

"While doing this we decided it would make sense just to talk to competitors more about their insurance needs with particular emphasis being paced on competitor personal accident insurance. It is a motorsport survey that should possibly have been done some time ago. We know that our on-line platform is able to return instant quotations - and insurance cover for competitors in less tike than it takes to read a short article on the internet for example. We also know that our premiums are the most competitive on the market since we recently commissioned a simply survey to compare the performance of our web product with the more conventional motorsport insurance broker, but we felt we needed to direct some more fundamental questions directly to competitors so we are using the Brands Race weekend to do just that"


Competition Licence Holder Insurance
Listening to competitors needs
The survey is a very short one - and will be no longer than five questions long. Those who take part will be able to obtain an instant 10% discount from MORIS for their next online purchase. It is designed to understand how competitors view the purchase of personal accident insurance and what they believe are equitable costs given the risks involved. Later in the year the survey will be put on-line on the MORIS website.

There is a slightly more subtle angle here too since we pick up chatter within the insurance market to the effect the majority of legal actions the MSA have to face as a governing body actually come from their own licence holders. "This is just plain wrong" exclaims Everitt. "The MSA, the clubs and circuits all work so hard to make what is recognised by all as a "dangerous sport" as safe as possible. t is completely impossible to legislate for all the freak accidents that go on in motor sport and lets face it - the majority of deaths or very serious injuries come from either a particular chain of events or simple bad luck and as a competitor it is plain wrong to leap to the phone and call one of the wretched no win no fee solicitors - they are just gangsters in suits"

Continuing Everitt explains, "When I go racing I fully accept the dangers. I have no intention of being one of a handful of people who do not come back from a weekends motorsport - but accidents happen. Instead of blaming someone else, the issue is not to leave my family penniless because of my indulgence so what is at the top of my personal motorsport insurance "check list" is "Am I Insured". The cost of taking this simple step is insignificant compared with the cost of actually competing for the weekend. Using MORIS.co.uk any MSA licence holder can insure themselves for up to £250,000 for Death and Disability and obtain up to £2,500 per week loss of income. Instantly, now today, any day of the week and what we are trying to do is filter out the same message to other competitors"

MORIS will continue with this survey through to the end of 2013 so if you would like to take part and claim your 10% discount for next years insurance bought through moris just send an email to info@moris.co.uk

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