With nature as a service, the card gives the Bank many different revenue sources. First of all, are the annual fee that credit card holders must submit under contract to use credit card. This fee does not much and only slightly less contribution to the Bank's earnings. However, we can say that the Bank is always beneficial when performing card transactions.
Second incomes relatively stable that the Bank obtained it is collecting from the unit to accept the card. For the basis of acceptance of the card then this credit monitoring fee is considered a fee for each Council in revenue gained from the acceptance of payment cards.
This is regarded as the trade discount account. In addition, the client must also pay an interest if not paid in full according to the statements. Slow charge charged that the Bank applies for each cardholder statements, bank payment credit cards owners forced a minimum deposit, the rest will apply slow-pay fees that are past due interest.
The biggest bank revenues obtained from charges is due to make a payment to another credit institution or to the credit card issuer. This fee is called College storage payments. There are also fees renewal fees, credit investigation, charge card stolen, lost ...
All this revenue to bring a lucrative rate quite high, up to 20% each year for the Bank, create attractive for those business credit card. Lucrative rate on business credit card activities rise above all other business types with 1% growth on market scale and attached to it is the strong growth of profit in business
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