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Useful methods of granting credit card

Trade discount coupon

The client can give the trader the votes up to ask for credit repair the discount before maturity. The amount depends on advance bank interest rates of discount, discount deadline. Usually the Bank signed a contract with the discount, when need customer discount coupons just send up the Bank discount. Because there are at least two people committed to pay to the Bank should be safety of highly coupon.



Overdraft:

Is that lending business the Bank lets you borrow are overspending (beyond) the payment deposit balance. Overdraft based on the expense of the client do not match credit check companies in terms of time and scope. The time and the number of missing can be predicted based on the anticipated funds song incorrect

Direct lending each times

Is the loan applied for customers who do not have regular borrowing needs, do not have the conditions to be granted overdraft limit. Each term in the contract, the Bank will collect the principal and interest.

Loan limits

This is the credit profession under which the Bank agreed to grant the customer credit limit. The credit limit can be calculated for the entire period or end of period. That is the maximum balance at the time of the computer. In this business credit card of the Bank not predetermined duration and term debt credit, when customers will Bank income currency debt, thereby creating actively managed client funds

Loan transfers

Business loan is based on the rotation of the goods. Business purchases may lack capital, banks can loan to purchase credit and will collect when sales business.

The loans based on the rotation of the goods should the Bank and business are to study the plan moved the goods to predict cash flow in the coming time. Lenders usually rotation applicable to commercial businesses or enterprises have ki consumption, short on loans charged TRANS-trade

Installment loan

Form of credit, under which the bank allows customers to pay many times the credit score stem within the agreed credit. Installment loans are usually applied for the medium and long term loans, financing for fixed assets or durable goods

Indirect lending

This form of lending through the intermediary organization, teams, or through retailers. Indirect lending is usually applied to credit repair services the market have many small loans, borrower dispersed, away from the Bank

Property rental (hire-purchase)

The Bank's lease is the form of medium and long - term credit. The Bank bought the property for rental customers with the duration for which the Bank must collect nearly enough (or enough) rental property value plus interest. Expired lease customers can buy back the property.

Guarantee (or recycling)

The guarantee of the Bank is the Bank's commitment in the credit repair form of letters of guarantee about the implementation of financial obligations instead of the Bank's customers when the client does not perform proper service as committed. There are three brand guarantee party: the party entitled to the guarantee, the guarantor, the guarantor, and the Bank is the guarantor.

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