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1:21 PM
Bajaj Capital Insurance
You can enhance your medical coverage at lower premium by using “Top up Plans”.  Enhancement in health insurance policy ensures that you get much improved policy at an affordable premium.  The rising cost of quality care at busy hospital May causes that sum assured of your current insurance policy is not sufficient. 
Top up plans serves as add-ons on your immediate health insurance policy. They are similar to the base health plan, except that they come with a higher deductible limit.

You are concerned about the limited amount of sum assured since medical expenses have increased excessively. Here a condition comes in which you are looking for a sufficient amount of health insurance but worries about the high insurance premium. In this situation, you can consider the option of Top-Up Plans.
Top up plans have “deductible” hence they are cheap. These plans also have threshold limit sometimes as high as the sum insured itself.  

Top-Up Health Insurance Policy: - Top health insurance plans are for those who already have individual, group or family health insurance plan. If the sum assured of your current health insurance policy is not sufficient due to illness or any other reason, Top-up plans takes care of the additional hospitalization expenses.

Deductible: - Deductible means a cost-sharing requirement under a health insurance policy.

Mr. Mohit has an individual health insurance policy of Rs. 4 lakh and a top up policy of Rs 6 lakh with the deductible of Rs. 4 lakh. In case of the serious hospitalization with a claim of Rs. 10 lakh; Rs. 4 lakh will be paid from the primary insurance plan and Rs. 6 lakh will paid from top-up insurance plan.

In other situation, Mr. Mohit has a top up cover with the threshold of Rs. 4 lakh and he hospitalized twice in a year with bills of Rs. 2.7 lakh and Rs. 2.5 lakh respectively, the top-up plan will not trigger. The top-up plan will only trigger if the medical expense crosses the threshold limit of Rs. 4 lakh.

While selecting the insurance plan keeps one important thing in your mind i.e. higher the detectable, the lower will be the insurance premium. Do not opt for an unrealistically high deductible just to save on premium.


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4:44 PM
Health insurance plans are easier than ever these days due to the online insurance providers. Plans of different insurance providers can accessed quickly with all details and compared easily as per convenience.  Intelligent websites takes seconds in fetching the health insurance quotes. Depending upon the health cover that you choose, applying and enrollment takes only few minutes. 
But don't be in hurry because choosing the right health insurance plan for you and your family is a very important financial decision.
 
Whether you are looking for individual health insurance, family floater health insurance plan, senior citizen health insurance, and critical illness plan or top up health plans, here are five very important health insurance buying tips for online consumers.
1. Identify your need:  The identification is very important for health care. Your coverage option depends upon many factors like where you live, pre existing disease. What If your employer offers you health cover, Is it sufficient? Every individual have their unique need so they must go with the health insurance plan as per their need. 

2. Sum Assured: The maximum amount that ensured person could reimburse is "Sum Assured". Before choosing sum assured, take into account the rising cost of quality care in busy hospitals. Mean while also remember higher sum assured having higher insurance premium. 

3. Collect Information and health history: Also, know the health information of the health insurance provider. Review the claim settlement ratio and know what your company offers in case of no-claim: bonus or discount. 

4. Compare Health Insurance Plans: Do not compare insurance premium, compare the insurance plan. Health Insurance is a complex product that tightly coupled with the financial security. You need to get into comparing the health plan features in detail, or take help of an unbiased health insurance provider. 

5. Ask the Experts: You will likely have many questions in your mind as you go through the process of online health insurance purchase. Ask to the industry experts with free o cost before you buy health insurance and start paying health insurance premium.

Bajaj Capital Insurance, comprehensive online insurance portal provides health insurance plans from the top insurers in India. Such plans covers you and your family against the medical expenses such as Hospitalization expenses, Day Care Treatment, Pre & Post Hospitalization cover, ambulance, etc.
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1:49 PM ,
Keep you Health Insurance premium down
Health insurance is something that you cannot avoid. In this world, there is no guarantee of health security. Any adverse incident can take place anytime and if you are not financially well-prepared, it will be very tough for you to save your life. Health insurance is the best way to secure some money for adverse situations like accidents and illnesses.
But the tragic is that in India, only 40% of people seem to be much sincere about their health insurance plans. The most significant reason for avoiding health insurance by a vast majority of Indians is that they find hard to afford such insurance premiums. The regularly increasing cost of living forces people to limit themselves in basic expenses. Therefore, it is must to show Indians the path from which they can save money on their health insurance premiums.
Health insurance plays an important role in every people lives. But when you are not able to choose the right insurance plan, it is difficult for you to continue it. Failing to pay premiums on time is the most common problems.
Online Insurance Comparison
As you know every problem has a solution, likewise, one of the best solutions is available to keep your health insurance premium down. And it is none other than online insurance comparison. The online websites for comparison for various health insurance policies are one of the fastest and the best solutions. These websites are designed to provide health insurance plans of various reputed insurance firms at one web page that you can find easy to compare. It will be right to say that these websites make comparison of policies at your fingertips. Use your smartphone or laptop anytime and anywhere to compare health insurance benefits and premiums. You can able to choose the plan that provides a huge saving of money and at the same time, benefits of insurance.
Fast andEasy Comparison
Today, well-educated people of Indian have found these insurance comparison websites friendly, fast and ultimate. A few simple clicks allows them to maintain distance from the insurance agents who only guide you for the plans for which they have found commissions. Also, online comparison of insurance policies allows you to save your quality time. You don’t need to take leave from your office in order to search for the best health insurance policy for yourselves. Whether you are at home or office, you can make online insurance comparison to choose the best and well suitable insurance policy.
Money SavingHealth Insurance Policy
Today, 7 out of 10 working guys of India have found these comparison sites wonderful. If you are still untouched with the benefits of health insurance, it’s time to look out for it. There is no need to step out from your home nor need to take assistance from insurance agents, just click to a reputed online insurance comparison site of Indian to know the best health insurance policy that keeps your premium down and provides great benefits during difficult situations.
 Today, online insurance comparison is the best solution you have ever discovered. Give yourself time to look for a reputed insurance comparison website to instantly choose the best policy and purchase it online.


Bajaj Insurance Capital is one of the leading websites for online insurance comparison. It is a wonderful platform to compare various top insurance company policies. 
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3:32 PM
Bajaj Capital Insurance

“Health is wealth”, it is a universal fact. Considering the fact, it is important for every people to choose the best health insurance policy. These days, 7 out of 10 people prefer health insurance policies. But the tragic is that only 30% of people are able to get the best health plan for themselves. In other words, a large number of people in this world, especially in India, who are not satisfied with their health plan. The prime reasons for the dissatisfaction are lack of knowledge of health policies and avoid comparing plans. If you are on the way to buy a health insurance policy, it is important to increase your knowledge on the matter and don’t ever forget to compare various policies in order to choose the best one for yourself.
Now, you must be wondering that how to compare these policies. There are three ways for comparison but online comparison is the best way to go with. Read on to find how…
Visit some top insurance companies of your country and go through their plans in person. Carry your tablet or notebook to write down prices, coverage and several other advantages. Don’t you think that for this comparison method, you have to spend quality time?  Moreover, there is no guarantee that you will find out the right plan for yourself. Taking out special time from your busy schedule to compare insurance policiesis difficult.  
 Call an insurance agent to help you out.  If you analyse the service of insurance agents, it will not prove beneficial because these agents will tell you about the plans for which they have got an impressive commission. They might leave you with the health plan that is not well suitable to your needs. 
The best way to compare health plans is online help. Self-help from online is always very beneficial. It saves your quality time and effort. Comparison of health policies online is easy and interesting.  Go for wide search over the internet. These days, you can come across onlineinsurance comparison websites. They are playing a pivotal role for people who are looking for a well-suitable insurance plan. Comparing not only health but also various types of insurance plans have become easy due to these sites. In other words, comparison has become fast and easy. A long table of health plans of various reputed insurance agencies are displayed. It is easy for you to compare plans and choose the best among them. Nothing will bother you because you have varieties to compare. In case, you have any doubt regarding a plan, these comparison websites will provide you with online chat support and a customer care number. Talk to the comparison company about what you are expecting from your insurance coverage. It will help you as soon as possible. Even it will help you to buy an insurance plan from the comfort of your home. Such facilities are not offered earlier. But the internet has given you such a wonderful platform. Indians do have to realize the fact that online is the best way to compare insurance policies. Without taking leave from your office, you can able to find out the best health plan for yourself or your family. So, why are you wasting your precious time by adopting traditional way of comparing insurance policies? Go with online comparison sites.


Bajaj Capital Insurance is a leading online health insurance comparison company. It helps Indians to choose every type of insurance plan. The reputed website has alliance with top insurance companies of India including Max, Kotak etc….. The site will help you to compare various type of health insurance policies and at the same time, it will allow you to buy your favorite plan instantly. 
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4:52 PM
Bajaj Capital Insurance, a leading Indian online life insurance and general insurance comparison portal, is all set to make your selection for health insurance easy, fast and profitable. It provides comparison facility of the insurance services according to pricing, key features and quality. Find the best health policy according to your requirements without spending much time. Bajaj Capital Insurance has made the comparison process fast through health insurance FAQs, dos and don’ts and instant guidance from expert health advisors. You can able to find healthinsurance for critical illness, family and group, and senior citizen.

Bajaj Capital Insurance has tried to include the health policies in its list that provide support during bad health issues. A health insurance covers cumulative bonus, cost of health check-up that you face from time to time, minimum time to stay in hospital, hospitalization expenses and cashless facility. Bajaj Capital Insurance is providing comparison of health insurance policies of well-known insurance companies of India including Apollo Munich, Religare, L&T, Max Bupa, National Insurance, and Star Unique Health etc… Tax benefits are covered in every health insurance plan.

The Managing Director of the Bajaj Capital Insurance says, “Each insurance plan we have included in our list is first analysed by our experts. With this web portal we are trying to support all Indians who wish to have the best insurance plan that can secure their future.”

Talk to our experts who will always available to help you out. Bajaj Capital Insurance firmly believes in “health is wealth” concept. Selecting a premium class health insurance provides provides protection for your health in which you will get an assurance to reimburse your medical expenses. It is the best way to secure your health.

About bajajcapitalinsurance.com-
Bajaj Capital Insurance is the most respected web portal for insurance comparison and purchase. It provides health insurance, life insurance, motor insurance, travel insurance and various types of other insurance comparison and purchase facility. Online and phone call support from expert insurance adviser is also provided. Bajaj Capital Insurance is the portal that saves your quality time that you might spend on searching insurance policies, comparing and analyzing. It is easy to compare insurance plans from Bajaj Capital Insurance.  Bajaj Capital Group has been awarded with Financial Advisor Award by CNBC-TV18. It won Best Wealth Management Company award for the year 2008-2009. Bajaj Capital has bagged many prestigious awards and appreciated by top insurance companies time and again.

For More Information contact +91 8447425559 or info@bajajcapitalinsurance.com or visit www.bajajcapitalinsurance.com

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