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2:25 PM
Bajaj Capital Insurance
Health Insurance has become necessity today, especially in the view of rising health care cost at busy hospitals.
However large number of people still prefer to go hospital without the “Health Insurance” as they assume they cann’t afford the health insurance premium.  Thus, if you are looking for cheap and best health insurance cover, here are few top tips on buying health insurance.

·         Compare Health Insurance:  Compare health insurance premium from the top insurance provider to get the best premium. Comprehensive online insurance portal provides advantage of being able to compare policy combinations from across the best insurance providers.

·         Give your current hospital cover a healthy check: Market is full with best health covers so you have options of switching funds. If you think, your current insurance plan is not as per your need you have options to switch your insurance provider depending upon the few conditions.

·         Review your extras: Many consumers opt for extra covers, which they really did not need. These extra increases your insurance premium. So make sure your cover satisfied your requirement and the cost of the cover is competitive.

·         Best matched health policy:  Match the Health Insurance policy to your needs. Make sure that your insurance policy covers you for all the services that you need. This will surely reduce your out of pocket expenses.

·         USE Bajaj Capital Insurance: Bajaj Capital Insurance takes care of all the clients for health insurance purchases and claim settlement. In addition, provides advantage of being able to compare health insurance policies from the top insurance providers.

You would not be alone if you were looking for Best health insurance plan. If you want

  • Ø  Peace of Mind
  • Ø  To select hospital and doctor
  • Ø  To save on insurance premium

Shop health insurance ASAP because as early as you opt the insurance cover, your insurance premium would be comparatively low.


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1:08 AM , , , , , , ,

Confession Time


Insurance for F1 drivers by Justin Everitt
Well having written a few articles for our esteemed magazine now and explained just a little about the boutique world of motorsport insurance there comes a time when I of course feel it is necessary to lead by example so here goes, I am in a minority of amateur race licence holders who is actually insured while they race. Yes, that means if my life should take a nasty turn and I end up in a wheelchair, some unfortunate insurance company has their wallet lightened within a matter of days. Confessions are always hard but I am indeed feeling better about it already.

For some reason when I have raced in the past I have actually done relatively little to tell my competitors about the sensible precaution of insuring oneself when competing. Maybe I have wanted to avoid a reputation for flogging something nobody wants, fearful of being a bore and becoming "that bloody insurance guy". Maybe some speak of me like that in any event, but even I  resent spending money on insurance. I don't insure my gadgets or the cat or myself for most normal things because I find additional paperwork irritating and don't have the time to find out all the exclusions on what I consider trivial policies. Many would disagree of course, but that is my choice. I do however have a completely different view when it comes to scenarios that are life changing and where there is no recovery from. So I do take out critical illness cover, travel insurance for medical expenses and I do insure myself in case of a life changing injury.when I am racing.
f1 motorsport insurance 
The chances I might get killed or seriously injured are of course remote and statistically speaking I don’t anticipate I will be part of the 2.4 deaths British motorsport throws up each year and in any event Brands is pretty safe with it’s gravel traps. I do however recall seeing Jacques Laffite crashing at the top of Paddock Hill bend the last time a Grand Prix was run at the circuit.


Poor John Surtees who did manage to survive one of the most dangerous periods of motor racing himself had to endure witnessing the death of his own son in one of the freakiest accidents I have ever seen on a circuit. The point is we never know when the anti-lottery will strike any of us. Motor racing has become so much safer that everyone believes it will happen to someone else and when it does,  invariably the stricken wife and family seek to blame the hapless circuit or governing body. The effect of foolhardiness and blame culture is doing only one thing – undermining the very governing body that is trying to promote the sport. That is just crazy!
For my part, I certainly don’t want my name added to the list of drivers accidents at Brands that are talked about in the years ahead – especially if I am not around to hear the chatter. In a survey recently it was discovered that there is a considerable disparity in the premiums offered – fourfold in one case, but suffice to say, given the costs of tyres, race entries and my own licence my premium rather pales into insignificance.
APDI - Association of Performance Driving Instructors
I suppose at this particular moment in time I am just that much more sensitive to race drivers just not being there any more. Recently Snetterton has endured the death of an experienced historic race driver, Maria de Villota’s untimely passing has saddened everyone in F1 not least because that is not supposed to be the way a racing driver departs this world, but I am more shocked right now by the sudden death of Guy Edwards son, Sean who was instructing in Australia. He was just the passenger at the time.
Part of my commitments is to the newly formed APDI – Association of Performance Driving Instructors. Another “old” name from the F1 Paddock – Mike Wilds (Sorry Mike) acts as Ambassador to the association which has come about not least to address the safety of race instructors. This would seem a lessor need than our F1 drivers of today perhaps, but it just underlines the fact motorsport is dangerous or as I am starting now to say to my fellow competitors – Motorsport REALLY is dangerous and guess what – it REALLY can happen to YOU.
justin everitt motorsport insurance policy
With just a few days to go I am looking forward to the half hour race this coming Sunday. Brands was the first circuit I drove on, the first I raced on, the first pole position was at Brands and my first win at Brands came almost thirty years later – which might suggest why I never formed part of an F1 grid – but 130mph is still the same speed no matter what the car. The laws of physics are no different and fate has little respect for sentiment or past survival. Sorry to be the boring insurance guy.  
Accident Survey |  Justin Everitt  |  Motorsport Insurance  | 
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5:43 PM ,
Buy Health Insurance Online
The wish for healing has always been half of health. In today’s day, buying health insurance is as important as staying fit. You must have to choose the minimum amount of health insurance necessary for you and your family.

Following are the few necessary and important aspects, which you should take care while looking for a Health Insurance Plan.
  • Decide whether you need an individual health cover or you need family floater health insurance. Your employer may also offer Health cover. Take a review of the policy provided by your employer. Taking a broad decision before buying health insurance plan is very important.
  •  Go online visit insurance websites. Look the maximum health coverage limits. Compare the different insurance offerings from the different insurance providers.
  •  Look what is covered and what is not with your insurance plan.
Few bullet points, which help you in deciding the value of any health insurance plan.
  • The health cover plan should stress on preventive care rather than curative.
  • The health insurance should not need referrals to see specialists.
  •  The health plan should have lower premium for basic coverage.
  • The health insurance should offer coverage for a wide range of conditions.
  • The health plan cover should not make me change doctors too often. 

Life is full with unexpected happenings. It is very important to have health insurance to avoid future uncertainties. You can get ill and or can suffer with vehicle accident any time. Having health insurance is necessity in this modern era to secure the future happiness.

MKRdezign

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