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MSA Competitor Insurance Survey by MORIS

MORIS undertake survey amongst MSA Licence Holders

The fine MORIS ladies before the start

August Bank Holiday weekend was extremely wet but it was not enough to deter the MORIS ladies from attending to their duties undertaking a survey amongst competitors to establish what considerations MSA Licence holders gave to their own Personal Injury Insurance needs.

"We have undertaken a number of motorsport surveys over the years but we are conscious that too many competitors simply just don't seem to take care of their own needs" remarked Justin Everitt."Motorsport is dangerous and we are reminded of this at every reasonable point during the course of a race weekend. We don't expect to have a serous injury either yet up and down the country every weekend someone some where is hurt going about their weekends motorsport activities and we sense that competitors are just not facing up to the fact it could be them next"

Taking insurance to motorsport competitors

Practicing what we preach

Justin was racing the ultra quick March Sports 2000 Duratec partnered with Matt Manderson but Justin was using this opportunity to convey a simple but effective message on the car "I'm insured - are you?"

10% Cashback

"Alexandra and Anca throw themselves into their mission for the day well. They are two charming ladies with disarming personalities so I knew they would be able to handle the many varied characters of the race paddock during the course of the weekend" added Everitt. "As an added sweetener for the drivers who were able to lend a couple of minutes we provided them with a simple leaflet that would provide them with a 10% Cashback on their next purchase with MORIS before 01st March 2014."

Briefing with Ale and Anca

"It was very important that we took time to listen to the drivers and their comments. The object of the exercise was not to attempt to rush round and see all 200 drivers of the entire race meeting, but to take on board their comments and further questions too. There were some very interesting remarks being made about injury insurance for competitors so Alexandra and Anca had more on their hands than they bargained for. It was all very interesting."

"It confirmed some things we already knew but equally the perceptions some drivers had and the need they placed on insurance was also very interesting and this will help us enormously as we prepare for an expanded on-line product range for competitors going into 2014. There are a number of things we have in the pipeline at the moment and what triggered this survey was the fact that we had engaged a third party to establish where our on-line motorsport insurance ranked compared with a more conventional broker who does motorsport insurance. This survey illustrated both the speed and competitiveness of our on-line motorsport race and rally insurance services website, but we knew we needed to get closer to understanding the licence holder needs - hence the survey this weekend"

MORIS motorsport insurance talking to competitors

Talking at competitor level

On-line Survey
MORIS will be adding an on-line survey in the near future. It will take moments to complete, MORIS will not be asking for any personal details except for your email address simply so you can receive details to claim your 10% cash back on your next purchase from MORIS.co.uk before 01st April 2014.

"I first raced back in 1988 so I have always been around circuits and motorsport" explains Everitt "but my "day job" is involved with the development of motorsport insurance for competitors so we used the weekend as a platform to commence a simple survey amongst competitors. There were six simple questions which revolved around how competitors perceived the risk of their weekends racing and what they felt was a sensible cost to provide them with the cover they would need to be fully insured."

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Justin Everitt on Google+

In the collection area waiting.......

On Track Insurance specialists MORIS (Motorsport Race and Rally Insurance Services) took to the track themselves this weekend backing the beautiful March Sports 2000 Duratec car created by ex Reynard Motorsport designer, Kieron Salter.

The car was being run by Scott Racing Services who only managed to get their hands on the car for the first time with just days before the test on the Friday with the new evolution car. Matt Manderson of First Place Finish did the majority of the testing and setup work during the Friday test so the car was able to go into qualifying for the soaking wet Saturday morning session on the legendary Grand Prix Circuit at Brands Hatch. "I think we all secretly knew the car would go well and from the get go Matt, I and the guys at Scott Racing, Trevor, Simon and Tom were focused on running right at the front and Matt did just that putting the car on the front row on it's maiden qualifying. It was a terrific showing. Neither Matt or I had driven anything in anger for over a year and with Nigel Greensall who is never out of racing cars, MCR's ploy of getting a "ringer" in paid off so pole was just out of our grasp" Commented Justin Everitt.

Matt Manderson commented "this is a truly remarkable car to drive and as I handed over to Justin for the end of the qualifying all I could say was that the car was handling like a dream.
Manderson - FAST!

It is just fantastic, I was having so much fun out in the wet. So many competitors were saying how wet and slippery it was, and driving this new March - it was just the best car ever out there today"

"Matt was so right" commented Everitt "I have never driven a car that had so much grip in the wet it was like driving in the proverbial "rails" out there today and on the more slippery parts of the circuit the car just gave you so much confidence that sometimes if you entered too quickly into a corner it would just stay so neutral that you felt you were just floating around the track. I could stay out all day in the car today if I could"

Justin Everitt took the reins for the rolling start. He was a little trigger happy as they came up to the line and quickly realised he would have to give the lead into Paddock back to the pole position driver. "I was just a bit too impatient and eager I think" explained Everitt afterwards, "so I "reset" my "racing now" switch to the exit of Druids. The first few corners were very slippery but down the back straight the March just stormed past the MCR and I was leading by the time we returned to the Indy Circuit" Thereafter Everitt just drive away from the rest of the 38 car grid....

Matt Manderson took charge when Everitt pitted for the driver change at around mid point of the race and just pulling out the lead further. "It was so easy in the new March, I could have driven even quicker but there was no point throwing away what seemed to be a commanding position so I just kept a solid pace and we won an entire lap ahead of everyone else"

Motorsport Race and Rally Insurance Services with Scott Racing

"The team did a great job today"

Scott Racing Services team principle Trevor commented "This is just such a happy victory for everyone today. We had only days to prep the car. This is a unique car so there were no reference points and so we were all thrown into the deep end on Friday. Between myself, Simon and Tom we had to make some bold decisions regarding the set up of the car but it worked like a dream. The car ran faultlessly so we are of course relieved about that but it is always a lovely feeling as a team when you are presented with a short notice challenge like this and everything works so well immediately. Justin and Matt did a fantastic job out there today in very difficult conditions but neither of them put a foot wrong. They both raved so much about the car so I am hoping we have a chance to run the car and the drivers again in the future".

March race car wins at Brands Hatch sponsored by MORIS Insurance

Salter - F1 designer of tomorrow

"The result marked so many "firsts" commented Kieron, "not least the first win for the car and I am glad that Matt and Justin did it together since they undoubtedly both wanted to be able to claim this. I am especially pleased because we have always known how quick the car is and we just needed a little time to refine the handling. Scott Racing Services did a fantastic job getting the car ready and are adamant now they have had their hands on the car that with a little more time they could make it even faster. This is definitely a championship winning car so our focus now is on 2014"

Motorsport Insurance Survey

MORIS Motorsport Insurance listening to licence holders

The MORIS ladies at work

Motorsport Insurance Survey's are a feature of the MORIS.co.uk as Justin Everitt explains "we have worked closely with clubs like the BRSCC before in 2010 when we commissioned a survey to establish some meaningful data to assist our On Track insurers with establishing the true costs of club level motorsport. Too many insurers are led by too many brokers simply making blind guesses all the time. We prefer to working from meaningful data. We recently asked a third party to google "Motorsport Insurance" and contact ten of the first fifteen companies that came up. They were tasked with establishing some key comparisons with buying motorsport insurance on-line with contacting a regular insurance broker who provide motorsport insurance. The results of that survey we will be releasing later in the year.

"Today was about asking drivers directly about their own particular perceptions of the dangers of motorsport and whether they have insurance or not. The results and feed back was most interesting and we will be adding even more improvements to our on-line motorsport insurance services later this year"

Winning with MORIS Motorsport Insurance

"At a soaking wet Brands Hatch today MORIS were winners, but our goal is the be the largest and most accessible on-line motorsport insurance provider. MORIS was a "world first" the March had it's first win today so as a business our aim is also to simply be first, but we can only do that by talking, listening and taking part with competitors ourselves - we still aim to be very human"

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Justin Everitt

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Best Track Day Insurance

Best trackday insurance provider?

"We would like to think so" says Justin Everitt. "Having secured insurance industry recognition for Innovation and E-Business sometime ago we have been working incredibly hard ever since to bring added value to our customers so to have now achieved an ISO accreditation too it sends out a signal to our insurers and clients that we are very much ahead of the game - and our competitors "

MORIS have recently been accredited with ISO 9001. This is a quality management system (QMS) for organisations who want to prove their ability to consistently provide products and services that meets the needs of their customers.

"This is very important to us" explains Everitt "as the longest standing Trackday Insurance provider for cars AND bikes we do not ever plan to rest on our laurels but our website has been designed around a complete range of motorsport activity and as we attract support from leading quality insurers, it is as important to them as well as our customers that we are constantly striving for ever improved standards"

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The new style MORIS website was launched earlier in the year in May and received terrific feedback from clients and insurance industry alike. "there have been a number of new competitors who have decided to tackle the trackday insurance market but from research we have done we feel confident that we can provide the most immediate, most flexible, most cost effective and most accessible trackday insurance. This, we believes makes us one of the best Trackday Insurance providers.

We have looked around at many of our competitors and many try tie you in with regular motor insurance. This might have a benefit for those who are doing multiple days year in year out but otherwise we believe this is a bit of a red herring strategy to bolster premium income for a portfolio of motor insurance - rather than really addressing the needs of trackday insurance.

Additionally many trackday insurance providers are limited to the circuits they can provide cover on in the UK which means some providers will not cover you on some UK circuits and for European Trackdays this limits the number of providers even more.

Sums insured are also a problem. Our background is not in regular motor insurance but the insurance of fast and (very) expensive race cars, so like many providers who are perhaps limited to values up to £50,000, we are not frightened of higher values. We say we can consider values of up to £200,000, but the reality is we have covered certain cars up to £300,000 and have recently been asked to accommodate a very race car valued at over £700,000. Our flexibility in this instance further adds to our belief we are all round the mots flexible and best track day insurance provider.

At MORIS.co.uk we have worked hard to consider all important "extras" to your cover such as a Recovery Insurance, Personal Injury and in some instances we even have the unique option of insuring your policy excess. No one else can do this.

Additionally and in response to the fact many circuits are now prepared to bill the driver for damage to armco and tyre barriers (Nurburgring and MSV Events in particular) we are going to be adding an option for our clients to be able to protect against these additional costs. Best Track Day Insurance? We like to think so.....

BEST TRACK DAY INSURANCE

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Motorsport Insurance Survey

Justin Everitt on Google+

Motorsport Insurance Survey by MORIS.co.uk

MORIS ON TRACK

A motorsport insurance survey is about to commence at this coming weekends race meeting at Brands Hatch as Justin Everitt makes his return to the racing scene in the unique MARCH 09 Duratec Sports 2000 race car.

"While doing this we decided it would make sense just to talk to competitors more about their insurance needs with particular emphasis being paced on competitor personal accident insurance. It is a motorsport survey that should possibly have been done some time ago. We know that our on-line platform is able to return instant quotations - and insurance cover for competitors in less tike than it takes to read a short article on the internet for example. We also know that our premiums are the most competitive on the market since we recently commissioned a simply survey to compare the performance of our web product with the more conventional motorsport insurance broker, but we felt we needed to direct some more fundamental questions directly to competitors so we are using the Brands Race weekend to do just that"

Death and Disability and loss of income insurance QUOTATION

Listening to competitors needs

The survey is a very short one - and will be no longer than five questions long. Those who take part will be able to obtain an instant 10% discount from MORIS for their next online purchase. It is designed to understand how competitors view the purchase of personal accident insurance and what they believe are equitable costs given the risks involved. Later in the year the survey will be put on-line on the MORIS website.

There is a slightly more subtle angle here too since we pick up chatter within the insurance market to the effect the majority of legal actions the MSA have to face as a governing body actually come from their own licence holders. "This is just plain wrong" exclaims Everitt. "The MSA, the clubs and circuits all work so hard to make what is recognised by all as a "dangerous sport" as safe as possible. t is completely impossible to legislate for all the freak accidents that go on in motor sport and lets face it - the majority of deaths or very serious injuries come from either a particular chain of events or simple bad luck and as a competitor it is plain wrong to leap to the phone and call one of the wretched no win no fee solicitors - they are just gangsters in suits"

Continuing Everitt explains, "When I go racing I fully accept the dangers. I have no intention of being one of a handful of people who do not come back from a weekends motorsport - but accidents happen. Instead of blaming someone else, the issue is not to leave my family penniless because of my indulgence so what is at the top of my personal motorsport insurance "check list" is "Am I Insured". The cost of taking this simple step is insignificant compared with the cost of actually competing for the weekend. Using MORIS.co.uk any MSA licence holder can insure themselves for up to £250,000 for Death and Disability and obtain up to £2,500 per week loss of income. Instantly, now today, any day of the week and what we are trying to do is filter out the same message to other competitors"

MORIS will continue with this survey through to the end of 2013 so if you would like to take part and claim your 10% discount for next years insurance bought through moris just send an email to info@moris.co.uk

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