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Use the value of your House to reach the capital source

When has invested much into his house, you should earn the benefit from it. Home mortgage lending service of ANZ will help you borrow based on the market value of the House you own to make theplan as well as the needs for themselves and their families.

Characteristics of home mortgage loan products of ANZ

Attractive interest rates, calculated on the loan amount decreases.
Loan duration of up to 10 years.
The amount of the loan up to 60% of the appraised value of the collateral.
Provides information transparency and valuation according to the price of the collateral markets (bythe companies valuation of international property professionals).
Fixed term interest rates effectively and flexibly (1 month, 3 months, 6 months, 1 year, 2 years) allowyou to manage interest rate risk in the best way.
Be charged soon loans (a fee applies).
Are hybrid loan prepayments.
Quick and simple procedure

ANZ home loan application.
Personal legal papers (ID CARD or passport, household, single certificate/marriage registration).
Proof of income (individuals and/or companies).
The certification documents of ownership of real property mortgages.
Proof of the purpose of the loan.
You need to learn more

Icons branch to the nearest ANZ branch to be advised by a team of expert ANZ credit (see list ofbranches of ANZ here).

Icon Phone Call ANZ customer support centre (phone number 1900 1276-24 hours/7 days) for advice.

The question is often met

Question: can I borrow with money?
Answer: the amount you are borrowing depending on income, financial obligations, the existingsavings and credit history. The highest loan amount is up to 60% of the value of real estate collateral.

Question: I have to offer these vouchers?
Answer: The necessary documents including

Personal legal papers (ID CARD or passport, household, single certificate/marriage registration).
Proof of income (individuals and/or companies).
The certification documents of ownership of real estate mortgage (Red Book/red book or purchase contract).
Proof of the purpose of the mortgage loan.
Q: will I have to submit the fee?
Answer: the fees related to your mortgage  loan include:

Real estate valuation cost USD100 or USD 2,100 million (made by the company in the internationalreal estate valuation, fees may vary depending on the location of real property mortgage).
Notary fee as prescribed by the State.

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Benefits

Support for flexible mortgage loan under the secured property with high limit
Bank loan procedure simpler, confirmed loan quickly.
The method of repayment: automatically deducted from the customer's account at Techcombank orcharged directly at the point of transaction
Characteristics

The purpose of the loan: payment of tuition, living expenses; procurement of equipment; examination and treatment; travel; other consumer ...
Funding rate: 95% of the total capital needs, does not require proof of capital letters
Type of loan: a VND.
Loan limit: maximum 1.000.0000 (1 female) but not more than 70% of the value of the secured property
Loan duration: 84 months (7 years)
Secured property: property consistent with provisions of Techcombank in each period
The interest rate for mortgage loans: according to the regulations of Techcombank in each period
Interest method: the interest rate charged on the outstanding fact

Loan conditions

The age of the KH from 18 and no more than 65 years at the time of all the math.
Mortgage loan purpose legitimate and consistent with the provisions of the Bank in each period
Has the financial capacity and full repayment source to perform the obligation with Techcombank
At the time of customer loans without bad debt at Techcombank or other credit institutions

Loan profile

Application Bank Mortgage loan (repayment approach under cum sample of Techcombank.
Household/provisional certificate.
ID CARD/passport.
Proof of monthly income.
Papers relating to the secured assets, guarantees.
Documents proving the purpose of use of capital (if any) documents proving the purpose of use of capital (if any)Mortgage loan for VN

The principle of electronic transactions in the fields of social insurance:

Kết quả hình ảnh cho bảo hiểm thất nghiệp

-Implement the provisions of the law on electronic transactions, social insurance, health insurance, unemployment insurance and the relevant legislation.

-Ensure continuity, timeliness, clarity, accuracy, fairness, honesty, efficiency, safety, compliance with the provisions of the law on privacy and information integrity.
-Have the deed of force due to the organization providing the service-level digital signature authentication specified by law when participating in electronic auto insurance companies, transactions in the field of social insurance.

Conditions and choice of electronic transactions in the fields of social insurance of the employer:
-The employers make electronic transactions in the fields of social insurance must meet the following conditions:
+ Has the certificate prescribed in paragraph 3 of article 4 of this decision;
+ Has the ability to access, use the Internet; e-mail address of contact stability and social insurance register with Vietnam.

-The employer of choice in electronic transactions in the fields of social insurance directly through the electronic portal of social insurance in Vietnam according to the provisions of article 18 of this decision or through electronic trading Gateways of organization I-VAN under the provisions of article 22 of this decision.

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